ANOTHER scam dropped into my email box this week.

How did I know it was a scam? Two reasons. It said there were problems with my Lloyds TSB account and asked me to click on a link to rectify it.

First, I do not have a Lloyds TSB account and, second, I never click on an unknown link that could unleash all manner of phishing bugs into my computer.

The bank in question, along with all responsible financial organisations, never send out emails asking you to click a link that asks for sensitive personal information.

You have been warned.