EVEN in the virtual world, the credit crunch can bite.
What with bankers feeling the pinch and losing their shirts as well as ordinary consumers battling against rising fuel prices, there’s no respite from it.
Waspish said: “I used to have a regular drinker in my pub, who has been bankrupted three times. He just carries on working while collecting benefits, because if he ever takes a real paying job, he will have to re-pay his massive debts, meanwhile he breaks the law and he drives without tax and insurance, because a car is an asset and would be taken from him.
“It also confuses me as to how people can raise the thousand odd pounds it costs to be bankrupted, but they can’t raise anything to pay for the goods and houses etc bought on tick when they can’t afford any of it.
“Although there are many people who are bankrupted because of genuine failed businesses and hardship caused by death or divorce, the vast majority do it because it’s a get out of your responsibilities card.”
Otis said: “Going bankrupt is the new easy fix way of avoiding your responsibilities. It is so easy to just walk away and then carry on as if nothing has happened.
“Forget the people who are owed the money, ‘I’m all-right Jack’.
“I also know a guy who has gone bankrupt for a comparatively small amount a few months ago. He’s on holiday abroad at the moment.
“For anyone who owes a substantial amount there are ample opportunities to stash money away with little chance of it being found. The receivers brought in to manage the affairs cannot be bothered looking for it, after all they are making money whatever the end result and it’s not they who are owed.”
He added: “Don’t tell me KMC have put all our money in their Lehmans bank account...”
Despondent added: “Kirklees is buying Lehmans out with all the accumulated money saved by not repairing roads for years and years and years.”