A fraudster who targeted the Asian community in Kirklees with a £20,000 bank card scam has been told by top judges he deserved every day of his “stiff” jail term.

Zain Jamal Khan, 28, telephoned householders in the area, pretending to be a policeman and persuading them that they had been victims of fraud.

Khan tricked 11 trusting victims into handing over their bank cards to accomplices as part of his “investigation.”

£20,000 in all was extracted from accounts using those cards, between November 2014 and February 2015.

Khan, of Cowcliffe Hill Road, Cowcliffe, Huddersfield, was jailed for three years seven months at Leeds Crown Court in December last year.

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He had previously pleaded guilty to conspiracy to defraud.

Khan would telephone potential victims and tell them that they had fallen foul of a fraud committed by postmen who had illegally opened their mail.

The scam was eventually detected and ended by the real police, who tracked down Khan to a hotel in Bradford and arrested him in February last year.

Senior judges at London’s Criminal Appeal Court today heard his lawyers argue that he had been treated too harshly.

But Mrs Justice Andrews said that the carefully planned nature of the scam meant it had to be marked with a stern sentence.

She added that Khan has an “appalling record” for someone of his age, including previous convictions for robbery and “repeated offences of fraud.”

“To reduce this sentence would be to ignore the extent and sophistication of the fraud,” she added.

“The judge was entitled to regard these as very very serious offences, given the wider effect these type of offences have on public trust in the banking system.

“He was entitled to impose the sentence that he did”.

The judge, sitting with Lord Justice Lloyd Jones, Mr Justice Cranston, concluded: “The sentence was a stiff one.

“However there is no ground on which it could be said to be manifestly excessive in length.”