A PRE-NUPTIAL agreement for gay couples who are planning to get `married' was launched today by an insurer.

From next Monday same-sex couples will be able to enter into a civil partnership, giving legal recognition to their relationship for the first time.

The move will enable them to benefit from the same inheritance and pension rights as married couples and to become each other's next of kin.

But insurer More Than said there was a lack of clarity on what the procedure would be for dissolving the partnerships if the parties had a change of heart.

As a result, it has launched a pre-civil partnership agreement for gay couples, to reduce potential areas of dispute if things go wrong.

The agreement is available as part of the Family Legal Services section of its home insurance policy. It costs an extra £18 a year to have added it on to standard home cover.

The package also provides people with cover for £50,000 worth of legal fees, access to professional advice and a mediation service and online legal documents.