IT'S always worth calling in the professionals for jobs in the house and other areas of life

Whether you want legal advice, health care, financial assistance or help with household jobs, when you call in a professional, you know the job will be done properly.

If you're wanting advice on a legal matter or are thinking about making a will, then you must always enlist the services of a professional solicitor.

Particularly if you are thinking about making a will, you need to involve a solicitor to ensure the document is legally binding. Pre-printed last will and testament documents are readily available on the high street but these are need to be signed in the presence of two witnesses (all three of you need to be together at the same time) otherwise this could cause problems later on after a death.

A recent survey showed that 66% of the UK population do not have a will.

Homeowners also need to be aware of the changes in inheritance tax which are taking effect this year and in 2007 as this can affect wills and wishes of individuals.

If you're wanting work done in the home, and you're not a great DIY-er, it's always a good idea to call in a professional, particularly if work involves electrics or roof work etc.

Remember when any professional work is done in the home, the tradesman involved will have the back-up of his own insurance and can offer the homeowner a guarantee on his work.

When it comes to moving home, don't struggle on your own to move furniture, ask an expert to do it for you and ensure your belongings are treated with care.

If you're trying to sort out your finances, it's always considering enlisting the services of an independent local financial adviser who can offer impartial advice on products in the marketplace.

If you want to organise a mortgage, invest money in stocks and shares etc, then an adviser will tell you about all the options currently available.

When it comes to health matters, there are various experts in the area, dealing with everything from bad backs to sports and work related injuries.

If you have a health problem, then it's no use ignoring it - have a word with a health professional and get some proper health care and advice.

Whatever you do in life, remember it's a good idea to enlist professional help!