WITH the money we will receive from the Chelsea game, will that be enough to secure a new face at the Galpharm and, if so, will it be an attacker? Richard, Birkby

Jacko says: I HAVE spoken to the board and I will be able to bring in a loan signing during the January transfer window.

Obviously the money from the FA Cup-tie is a help all round and we still have to see what happens with the three players we have loaned out - Junior Mendes, Anthony Lloyd and Lee Fowler.

Even if they were all to come back, though, I would still get the backing of the board to go out and make a loan signing.

The deciding factor will be finding the right player in the right position.

We already have Gary Taylor-Fletcher, Danny Schofield and Chris Brandon who can play up front if necessary, but if Junior goes then I would be a bit concerned about cover and would probably opt to bring in a striker.

I have a couple of possible names in mind, but I will only make a signing if the right person becomes available.

WHAT would be your minimum satisfactory return of points from these four holiday games to keep us progressing how you want? Sarah, Huddersfield

Jacko says: TEN points - that's three wins and a draw.

Hopefully, though, we will take all 12 points available.

People might think that's being too ambitious, but I don't think so.

It's about setting high standards and believing you can achieve them.

I would be stupid if I sat here thinking four or five points would be good enough from the Christmas programme, because it's not.

We want 10 or 12 out of these matches because we have to win matches to keep up the pressure at the top.

It will be a big test for us and this run of matches will examine the strength of the squad, but I'm looking forward to it and I'm confident we are up to the task.

HOW worried are you that our form has dipped since that marvellous first half against Forest? John, Dewsbury

Jacko says: I'M not really worried at all because, even though things haven't gone as we would have wanted in the last few games, we've still suffered only one defeat in nine matches.

And, when you go back into last season, we've lost only four times in the last 31 League games we've played.

That's not a bad record in anybody's book.

We have set ourselves high standards and we are very disappointed when we drop points, especially at home.

But I've got complete faith in my players and, when others question them, I never do.

We have to be positive, keep going and pick up as many points as we can.

If we produce another 40 points in the second half of the season then we will almost be there.

But I'm happy with having 40 points on the board at the moment.

That's not a bad tally at all going into the Boxing Day game.

WHO has been your player of 2005 and who would be your most improved player? Chris, e-mail

Jacko says: IT IS very difficult to choose just one player for 2005, so I will narrow it down to two.

Those would be Andy Holdsworth and Nathan Clarke.

Andy has been very, very, very consistent this year.

Having said that, I thought he had his worst game of the season against Southend last Saturday!

Nathan has been exceptional at the back for us this time.

Playing alongside his young brother, Martin McIntosh or, more regularly, David Mirfin, he has looked a very cool and calm defender and I rate him very highly.

With the most improved player, it's also a difficult choice.

My answer is Danny Schofield, and that is nothing to do with his ability.

He is my most improved player this time because of his consistency.

Ever since I first signed him in my first spell with the club we have always known Danny had bags of ability.

What has let him down at various times in his career is his consistency.

This season, though, he has produced top form regularly.

WE have had an excellent season so far and our young team looks as good as any I've seen for a long time, but do you feel we need to strengthen in midfield to ensure we win promotion this season? Mick, e-mail

Jacko says: NO, I don't agree at all with that.

I have been really pleased with Mark Hudson, while Jon Worthington has looked back to his best recently.

Add to those the likes of Michael Collins and Adnan Ahmed, who are both very good players, and we've got a very bright future.

If I were to bring other players into that area of the team then it would only set back the likes of Collins and Ahmed and I've no intention of bringing in a midfielder.

The only way I would consider it is if something ridiculous happens in terms of injuries and suspensions.

Otherwise it's a definite no.

What I do agree with is the statement we've got the best young side this club has had in years.

These are exciting times and I hope the fans have enjoyed the season. We will have ups and downs, but I believe we've got a lot to look forward to.

Some people moan, but I know we've got a group of players here who love playing for the club, who are proud to play for the club and who would do anything for Town.

That's not just a small group of players, that's an entire squad - and that's what gives us a chance of doing well this time.

I know they want to do well and, each week, the commitment and desire is there.

Everyone outside Huddersfield, whether they are fans, directors, players or managers, always says what a good young side we've got and it's a shame we seem to have a section who don't appreciate that.

I know in the past two and a half years we have put the pride back into this club. Previously, it was a shambles with no pride at all.

WHAT did you think of the Youth Cup win and who should we look out for? Tony, Brighouse

Jacko says: I thoroughly enjoyed it and loved watching the young lads run their hearts out for the shirt.

Leicester probably thought they were going to sail through the tie but Adam Wilson scored a 30-yarder and then we did really well in the penalty shoot-out.

I was impressed with Simon Eastwood in goal, with James Berrett in central defence and with Joe Skarz at left-back.

I was particularly impressed, however, by young Luke Malcher from Brighouse.

He had an exceptional game and looks a real talent for the future.

The great thing was that you could see what the win meant to all the lads.

I went down into the changing rooms to congratulate them all and they were just delighted.

Every one of them was on their last legs and there were some terrific performances on the night.

It wouldn't surprise me if we were watching a few stars for the future.