Everybody has plans if they win the lottery.

We all have a plan in our heads of how to spend the millions and the family and friends who will get a slice, because basically, most people are generous.

These are what dreams are made of when you live on an ordinary income and the only way you could aspire to wealth is by buying a ticket of chance.

Which is why I was interested in the Quidco survey that asked Brits if money could buy them happiness.

More than half said: “Are you mad? Of course it could.”

On average, they said £7.6million would be needed to ensure an ongoing rapport with contentment and retirement for life, although this ranged from £5.1 million in Cardiff to £11.7 million in Bristol, and there was 10% who wouldn’t be happy with less than £50 million. Which would be nice.

Most said the first thing they would do would be to pay off their debts and 80% would give money to family.

One of the surprising responses was that almost a quarter wouldn’t tell their partner if they were a big winner and the average citizen would leave their other half for £1.3 million. Which sounds as if there are a lot of shaky relationships.

My friend Ruth decided to test her husband: ”What would you say if I told you I’d won the lottery?”

“I’d take half and leave you,” he said.

“Great,” she said. “Three numbers came up and I won a tenner. Here’s fiver. On your bike.”

My lottery dream is on a sliding scale that adapts to the jackpot on offer each week.

Ten per cent said they’d happy with £250,000. Which would also be nice. I’d be able to help my daughters and still have a few quid in the bank. But then, I’m already quite happy. Although, of course I’d prefer a big win, if just to test the theory.

I’m not sure if money can buy happiness, but it can clear debt, which causes unhappiness, allow people to leave a job they hate, and open up the possibilities of a better way of life. It can also lead to romance.

Did you hear about the chap who won £50 million on the Wednesday and then found the love of his life two days later? Talk about luck!