OLDER drivers are being warned to check their insurance before they get behind the wheel.
The Age Concern Kirklees charity says many may not be properly covered because they have not told their insurers of a common medical condition.
The DVLA and insurance companies have to be told if drivers have many medical conditions, including epilepsy, diabetes and heart conditions.
Age Concern Kirklees says people risk not being paid out if they have an accident or a vehicle crime, as motorists have to not only tell the DVLA of any conditions, but also have a duty to tell their insurance company.
Chief Insp Gary Parker, head of road policing at West Yorkshire Police, said drivers should always tell their insurance companies about any medical conditions they have.
If they don't the level of insurance cover could be cut.
He added: "More mature drivers tend to be particularly safe drivers and we are keen to keep them on the road."
Age Concern Motor Insurance offers policies specifically designed to keep older drivers motoring safely for longer.
It has no upper age limits when quoting for older drivers.
Age Concern estimates there will be 4.5m drivers over 70 by 2015.
The charity says it is essential - and responsible - for motorists to be fully informed about how their health may affect their driving now and in the future.
* Medical conditions which could affect the ability to drive safely can be found in the DVLA's information leaflet D100 What You Need to Know About Driving Licences. It is available from DVLA customer inquiries and post offices.