If you move, immediately tell your bank, utilities and anyone else who might send you a bill. One of the easiest ways for a fraudster to start assuming your identity is by intercepting your mail. If you’re slow, the bills will pile up in your old house. All you need is for a dishonest person to move in.
For the same reason, if you go on holiday, ask your neighbours to check your mail is pushed through the door and not left outside or in a communal area.
Shred your old paperwork. You also don’t want people to be able to go through your rubbish and find old receipts that have your card details on them, or old bills with your name and address.
Cut up your cards when you get new ones issued or you cancel them.
Never let your credit or debit card out of your sight. A simple an amazingly common trick is for staff in as bar, restaurant or petrol station to swipe your card over a machine that copies the magnetic strip. Once you’ve left the shop, they have all the information needed to make an identical copy.
Keep your eye on your account transactions. One way is to sign up to internet banking, which you can check anytime you’re on the computer. If you see anything unusual, such as unknown transaction, contact your bank to report the fraud immediately.
Keep your PIN to yourself and make sure it is not something someone could guess. Keep your hand hidden when keying in your PIN at a cash machine or shop till.